01
Find a product
Browse products from participating IQSATI merchants and compare options that match your needs and budget.
How IQSATI Works
Find, compare and choose the right installment plan.
IQSATI connects customers with participating merchants so you can discover products, compare installment options and apply from one marketplace.
Compare plansApply with confidence
Customer Steps
6
Merchant Steps
6
For Customers
From discovery to installment purchase
IQSATI helps you understand the important numbers before you commit to an installment plan.
02
Compare installment plans
Review advance payment, monthly installment, tenure and total payable amount before you apply.
03
Submit your application
Choose your preferred plan, provide the required information and submit your installment application.
04
Merchant reviews your request
The merchant reviews your application and any required documents before making a decision.
05
Get approved & complete payment
If approved, complete the required advance or initial payment according to the selected plan.
06
Receive your product
Complete fulfilment with the merchant and continue paying your scheduled installments.
Compare Before Applying
Focus on the numbers that matter
Different merchants may offer different installment structures. Compare the full plan, not just the monthly payment.
✓
Advance payment
How much you pay at the start
✓
Monthly installment
Your scheduled monthly amount
✓
Tenure
How many months you will pay
✓
Total payable
The overall amount under the plan
For Merchants
Grow your business with installment customers
List products, create flexible installment plans, receive applications and manage customers from one IQSATI merchant dashboard.
List ProductsCreate PlansReceive Applications
Merchant Dashboard Preview
Business at a glance
12
Applications Today
48
Active Products
27
Active Plans
Rs. 185K
Collections Due
01
Create your merchant account
Register your business and complete the merchant onboarding information required by IQSATI.
02
Add products & branches
Publish your products, pricing, stock and branch information so customers can discover your store.
03
Create installment plans
Set eligible tenures, advance requirements and installment pricing for each participating product.
04
Receive applications
Customers submit applications against your products and selected installment plans.
05
Review & approve
Review customer information and documents, then approve or decline according to your business rules.
06
Manage collections
Track payment schedules, customer accounts and collections from your merchant dashboard.
Built for clarity
Understand before you apply
IQ
Transparent plan details
Review advance, tenure, monthly payment and other available plan information.
IQ
Merchant choice
Discover multiple participating merchants instead of relying on one provider.
IQ
Digital application journey
Move from product discovery to application through a structured online flow.
Frequently Asked Questions
A few things to know
Does IQSATI itself sell the products?+
IQSATI is a marketplace that helps customers discover products and installment offers from participating merchants. The merchant remains responsible for the product, approval and fulfilment.
Can installment terms differ between merchants?+
Yes. Advance payment, tenure, monthly installment and other eligibility requirements may vary by merchant and by product.
Can I compare plans before applying?+
Yes. IQSATI is designed to show the key installment information before you submit an application so you can compare available options.
What happens after I submit an application?+
Your application is sent for merchant review. The merchant may review your information and documents before approving or declining the request.
Ready to explore?
Start comparing installment products on IQSATI
Browse available products, compare merchants and choose the plan that works for you.